Paying for My Shoes While Saving Some Dough

We had to push the closing back for another 2 weeks. The seller was going to be out of town and couldn't make that date that we put on the contract. It annoys me that she didnt say something sooner. Anyway, she agreed to make all of the changes that we requested. I have started packing already!

Good grief! I can't believe that in exactly one month the bf and I are going to be closing on our first home I hope things go well and that there aren't any surprises.

In a matter of days I will have a lonely $50 in my savings account. I have to dish out some money to the realtor so we can put the contract in on the house. I know that what I am doing (buying a home) is a great thing to do but seeing my bank account dwindle next to nothing really hurts.

Thank goodness I have been able to put some money aside for the past few years. It looks like me and the BF are going to be making an offer on a house. Now the fun really starts. I am looking at all the money that I am going to have to spend not only and a downpayment but on all the things we need to do just to move. Oy vey.

Well I posted $50 to my Sharebuilder acct yesterday and I got an email saying that it was posted today. I have a money market account that is labeled as "conservative". Wow. This may be the first time I have ever had that label

After looking at where I am saving I came to the conclusion that I am indeed saving 10% of my income. That's pretty good news. I think the the next thing I am going to work on is my cc debt. I don't have much but just looking at the bills every month annoys me. Two cards are clos to be paid off one has a higher limit that I keep charging to. This is the one I need to focus more on as I am going to need it soon to make some home purchases.

A few minutes ago I opened up a Sharebuilder account. I have been wanting to do this for about a year now but never had the nerve to. Finally I looked at my budget and decided to start with $50 a month. My gym membeship is giong to be cancelled soon so I will use that money to fund this. I figure it is a better use of the $50. Can any other Sharebuilder kin out there help a sister out with some advice?

Yesterday I had lunch with a financial planner from Ameriquest. I "won" a free lunch at a local pizzeria but the catch was that I had to sit with him. I had cancelled it once but after speaking to a friend who suggested that I see a planner I decided to finally do it. So I bit the bullet. He was nice and gave me a lot to think about as far as my finanial future goes. The one question I am stuck on is "What kind of lifestyle do I want when I retire"? To be honest I never even gave it a thought. I know I don't want to me broke and Medicaid for sure.