In a matter of days I will have a lonely $50 in my savings account. I have to dish out some money to the realtor so we can put the contract in on the house. I know that what I am doing (buying a home) is a great thing to do but seeing my bank account dwindle next to nothing really hurts.

After looking at where I am saving I came to the conclusion that I am indeed saving 10% of my income. That's pretty good news. I think the the next thing I am going to work on is my cc debt. I don't have much but just looking at the bills every month annoys me. Two cards are clos to be paid off one has a higher limit that I keep charging to. This is the one I need to focus more on as I am going to need it soon to make some home purchases.